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The Canadian Mortgage Show

Episode 77: Canada Housing Downturn Is the Steepest Among Major Economies — What Happens Next?

Send a text Episode 77 is a wide-ranging update on Canada’s economy, housing, and mortgage rates — with real talk on what the latest data could mean for buyers, homeowners, and renewals. We cover: Canada’s Q4 GDP contraction and what it signals for growth GTA new home sales: only 268 sold in January — the lowest since 1981 Why fixed mortgage rates have been “leaking lower” (and how to think about locking in) National Bank: housing affordability improved for 8 straight quarters, but the market is still tough Canada’s housing downturn: steepest among major economies Equifax: incomes up 76% since 2004, but entry-level home prices up 265% Jobs & payroll: no year-over-year payroll employment increase + public sector cutbacks Loblaws expansions, automation, and what it says about jobs + consumer spending Banks posting healthy profits — and why credit card interest is a bigger issue than most people admit The difference between being “qualified” vs actually being financially comfortable owning a home Need mortgage advice?We’re mortgage brokers and we focus on strategy — not just approvals. Reach out for a review of your renewal, purchase plan, or refinance options. 👍 Like, subscribe, and comment your situation (buying / renewing / refinancing) and what city you’re in. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Episode 76: The Job Search Is Brutal in 2026—And It’s Not Your Fault

Send a text Canada’s inflation headline is cooling—but food inflation is still scorching at 7.3% (highest in the G7), and that changes everything. In Episode 76, Alex Pang and Alex Shanks break down why grocery prices stay elevated, how Canada’s oligopolies shape affordability, and what this means for interest rates, housing, and renters. We also cover: Vancouver benchmark prices down 10 straight monthsRental market shifts and falling asking rentsDevelopers using “price protection” to revive presalesJob market stress: longer time to find workDemographics: more seniors than kids in TorontoMortgage industry news: RFA going publicGovernment “grocery benefits” vs fixing the root problem 👍 Like, subscribe, and share to support the show. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/