Skip to main content

The Canadian Mortgage Show

The Canadian Mortgage Show Logo

Category: Uncategorized

The $30K Down Payment Strategy First-Time Buyers Need to Understand | Episode 85

Send us Fan Mail http://www.calendly.com/alexpangmortgage Canada’s housing market is shifting again, and this episode breaks down what buyers, homeowners, and investors need to understand right now. Alex Pang and Alex Shanks discuss the latest political shake-up in Ottawa, the temporary federal fuel tax suspension, slowing BC home sales, First Nations land claim uncertainty, BC’s latest credit downgrade, and how developers are getting creative as pre-sale demand cools. The biggest takeaway: new builds may start making sense again for some first-time buyers, especially when GST rebates, PTT exemptions, FHSA savings, and smart down payment planning are used properly. But there is a warning too. Borrowing your down payment through RRSP loans, lines of credit, or even vehicle refinancing can backfire fast if the debt servicing kills your mortgage qualification. In this episode: Why Canada’s new majority government matters for housingBC home sales, prices, and dollar volume slowing downWhy land claims and lender caution are becoming bigger issuesHow developers are using “try before you buy” incentivesThe new build GST rebate strategy for first-time buyersWhy borrowed down payments can reduce your buying powerThe danger of car debt, negative equity, and overleveraging Disclaimer: This content is for general information only and is not financial, legal, or mortgage advice. Speak with a qualified mortgage professional before making any real estate or financing decision. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Canada’s Housing Market Is Not Rebounding | Episode 84

Send us Fan Mail In Episode 84 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why Canada’s housing market still feels stuck despite a few signs of movement. They discuss Ontario’s $8.8B plan to cut municipal development charges, the HST rebate impact on new builds, why some developers may be pocketing the savings, and what this really means for buyers. They also look at weak GTA pricing, falling rents, the disappearance of the mom-and-pop investor, and why buyers in some markets finally have leverage again. On top of that, they dive into Canada’s broader economic picture, including job growth, capital flight, Nicola Wealth’s real estate issues, Canada Post restructuring, and whether government spending plans will actually improve the country’s long-term outlook. If you want honest Canadian real estate and economic commentary without the fluff, this episode is for you. Topics covered: Ontario housing incentivesGTA home sales and price trendsFalling rents across CanadaWhy investors are disappearingCanada’s capital exodus problemNicola Wealth and condo market stressCanada Post restructuringMark Carney’s infrastructure and spending plans Subscribe for weekly insights on mortgages, housing, and the Canadian economy. Schedule a call.www.calendly.com/alexpangmortgage  Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Episode 83: Young Canadians Have It Harder Than Ever

Send us Fan Mail Episode 83 of The Canadian Mortgage Show welcomes David Chilton, bestselling author of The Wealthy Barber and former Dragon’s Den investor. In this conversation, David joins Alex Pang and Alex Shanks to talk about why it feels harder than ever for young Canadians to get ahead. They break down the rising cost of living, the pressure of housing prices, why “pay yourself first” still matters, and how social media, credit, and AI are reshaping financial behavior. They also dig into whether renting can sometimes be smarter than buying, why Canada became too dependent on real estate, the future of trades versus white-collar work, and what needs to change if Canada wants more innovation, stronger business formation, and better opportunities for the next generation. If you care about mortgages, housing, personal finance, real estate, and the economic future of Canada, this is a must-watch episode. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/