Episode 51: Canada’s Housing Slowdown: Inflation, Jobs, and Real Estate in 2025
Send us a text In Episode 51 of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks break down the latest economic and housing updates shaping Canada’s financial landscape. From cooling inflation data and potential Bank of Canada rate cuts, to falling building permits and job losses across the country, the hosts highlight what these shifts mean for homeowners, investors, and everyday Canadians. They also dive into big news in the mortgage industry, including Brookfield’s $2.9B acquisition of First National, CIBC overtaking Scotiabank in market cap, and an Ontario brokerage scandal involving $8M in missing trust funds. Plus, expect real talk about Canada’s weak productivity, red tape in innovation, and how everyday Canadians can stay financially resilient. Whether you’re a homeowner, investor, or just trying to make sense of Canada’s economy, this episode gives you the insights you need to stay informed. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/
Episode 50: Canada’s Housing Market Hits Record Drop – Have We Seen the Bottom?
Send us a text In this milestone 50th episode of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks unpack the latest economic, housing, and policy shifts shaping the Canadian market. They dive into U.S. inflation data, new tariffs from the U.S. and China, and how these pressures spill into Canadian retail sales and the weakening Loonie. The discussion highlights where Canadians are pulling back on spending, why real estate activity has slowed, and why more investors are looking to U.S. stocks. The hosts also cover: Canada’s record-breaking decline in house prices and which regions have been hit hardest Struggles in downtown condo and office markets as vacancy rates remain high Credit card market share trends, with RBC, TD, and Canadian Tire among the leaders Developer pushback against the foreign buyer ban, and the political challenges around lifting restrictions A precedent-setting B.C. Supreme Court ruling on Aboriginal land claims and what it means for property rights Alex’s “Pet Peeve” segment on why the mortgage industry should start recognizing crypto as a legitimate liquid asset Practical strategies for buyers and sellers in today’s market, including how to navigate upsizing, downsizing, and leveraging tools like reverse mortgages Whether you’re a homeowner, investor, or just keeping an eye on the Canadian economy, this episode provides timely insights on where things stand—and where they could be heading. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/
Episode 49: The Truth About Building a Home in BC | Andrew Huang on Permits, Costs & Market Shifts
Send us a text In this episode of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks welcome Andrew Huang, Licensed Builder at Fairlands Custom Homes Ltd., for an in-depth look at the realities of building in Greater Vancouver and across BC. With over 20 years in the construction industry, Andrew shares his journey from working in commercial projects to specializing in custom homes, townhouses, and condo developments. They cover: The impact of BC’s stringent builder licensing and home warranty requirements.Why self-build financing has become harder and how banks assess projects.Long municipal permit delays and which areas are more “builder-friendly.”The rise of small-scale multi-unit housing (SSMUH) and its limitations.How rising labor, material, and development costs are shaping the market.Why smaller developers are struggling — and how bigger players are snapping up stalled projects.Lessons for homeowners on choosing the right builder and navigating the process from design to completion.From policy changes and market trends to personal stories from the job site, this episode offers valuable insight for homeowners, investors, real estate professionals, and anyone curious about BC’s housing market. Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/