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Episode 82: Affordability Keeps Getting Worse in Canada

Send us Fan Mail AJ Marini joins the show to argue that Canada’s housing problem is no longer just about supply. He says the deeper issue is cost: land, labor, materials, infrastructure, debt, and wages no longer line up. The episode also explores why condos and pre-construction are under pressure, how governments may be missing the real problem, and what AI could mean for jobs and business going forward. The conversation also expands into inflation, wages, consumer prices, government policy, and how AI could reshape jobs, productivity, and the broader economy. If you want a blunt discussion on Canadian real estate, the economy, and where things may be headed next, this is an episode worth watching. Topics covered:Why Canadian housing is still unaffordableWhy pre-construction and condo economics are under pressureDevelopment charges, subsidies, and government policyWhy wages are not keeping up with real living costsThe disconnect between inflation data and real lifeHow AI could impact jobs, business, and productivityWhy social media is changing real estate marketing #CanadianMortgageShow #CanadianRealEstate #HousingCrisis #CanadaHousing #MortgagePodcast #AJMarini #PreConstruction #CanadaEconomy #RealEstateCanada #housingaffordability  Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Episode 81:Home Prices Fell… But Canada Is Still Unaffordable

Send us Fan Mail In Episode 81 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why mortgage rates in Canada moved higher again, why rate exceptions are disappearing, and why buyers should not rush into a purchase just to chase a temporary rate hold. They also unpack Ontario’s expanded HST rebate on new builds, why it likely will not move the needle on affordability, and what it means that Canadian home prices are now negative on a five-year basis for the first time since the 1990s. Beyond housing, this episode looks at federal job cuts, failures in Canada’s international student program, youth unemployment pressure, possible OAS reform, consumer weakness showing up at Dollarama, and why LNG, mining, and major resource projects may be one of Canada’s clearest paths back to growth. They also discuss Chinese EV competition, why North American automakers are struggling in the EV race, and what all of this says about the Canadian economy right now. Topics covered: Mortgage rates rising again in CanadaFixed and variable pricing moving higherWhy rate holds should not force panic buyingOntario’s HST rebate for new homesCanadian home prices negative on a 5-year basisWhy refinancing and switching lenders is getting harderFederal layoffs and weak consumer sentimentImmigration policy failures and youth joblessnessOAS reform and Canada’s deficit problemLNG, mining, and productivity in BCBYD, Lotus, and the Chinese EV threat #CanadaHousing #MortgageRates #CanadianRealEstate #CanadaEconomy #HousingMarket #InterestRates #CanadianMortgages Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/