In Episode 74 of The Canadian Mortgage Show, we break down why several major banks are forecasting interest rate hikes by 2026 — despite economic data pointing in the opposite direction.
We unpack:
Why RBC, Scotia, and National Bank expect higher rates
Why bond yields, job losses, and weak growth don’t support that view
Vancouver and Toronto home sales sliding sharply
Rising mortgage delinquencies in the GTA
Nova Scotia’s new 2% down payment pilot for first-time buyers
The collapse of house flipping and real estate speculation
BMO’s regulatory fine and growing white-collar enforcement
EV mandates scrapped and what it means for Canada’s auto sector
If you’re on a variable mortgage, thinking about locking in, or waiting to buy, this episode explains what actually matters — and what’s just noise.
📌 Nothing here is black and white. The risk today isn’t what banks are saying — it’s what they’re missing.
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